May
31

What If I Can Not Afford CCL Surgery?

Posted by: admin  |  Posted in: Financing  |  Posted on: 05-31-2008

Boxer and Pitbull MixNot all owners can afford the expensive surgery that cranial cruciate ligament (CCL) repair surgery typically requires. There is quite a range in prices depending on what procedure is recommended by your veterinarian for your dog’s knee repair. For example, a traditional repair can cost anywhere from $700-$1500, whereas a TPLO is usually in the $1700-$3000 range. If proceeding with surgical correction for your dog is just not an option, be aware that there are conservative management techniques that will assist your dog in recovering from cranial cruciate ligament damage.

Weight loss, arthritis medications and nutraceuticals (glucosamine and chondroitin sulfate) can have a significant, positive impact on your canine’s comfort level. Though in general this “conservative” approach is considered much less effective than surgical intervention, it does provide owners who can’t afford this surgery the opportunity to take responsible action. In fact, for most bigger patients, it seems that weight loss plays a major role in the recovery process for both dogs going through CM (conservative management) and those that have undergone traditional, extracapsular imbrication repairs.

Is there any way to finance my dog’s surgery?

Some veterinary clinics will offer payment plans (unfortunately, not many), and you also have the option of applying for Care Credit. CareCredit is a personal line of credit for healthcare treatments and procedures for your entire family, including your pets. This is probably your best option for paying for your dog’s treatment if your veterinary clinic is unwilling to work with you on payments. It works like a credit card but it has two advantages - it can only be used for healthcare services, and you can get no interest (make sure to read the fine print on this) financing every time you use it. If you pay your minimum monthly payment and pay off the entire balance by the end of your promotional period and you pay no interest. If you need more time to pay for your procedure, you can take advantage of their extended payment plans with fixed interest rates.

Remember, there are many dogs that do well with just conservative management, and the smaller your dog, the more likely it is that they will have a successful recovery with CM in lieu of surgery. CM is not just a second resort for people unable to afford surgery, there are many owners that are unwilling or unable to put their dog through surgery, and they have recovered quite nicely with the use of CM alone. No surgical procedure will ever bring your dog’s leg function back to 100%, or pre-injury levels, so as long as your dog is healthy, happy and comfortable, you are making the right choice as an owner.

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20 Responses to “What If I Can Not Afford CCL Surgery?”

  1. Kim Says:

    Hi,
    I just found out my dog ruptured her ligament and her knee can move 1 inch. It sounds serious, and while surgery is expensive, our concern is her age. She is a 50lb, beagle/basset/chow mix, and she is 12 years old. She is healthy and active, except for some growths on her ear and abdomen. Would you recommend going through with surgery for her age? I heard the success rate is small for old dogs and the other leg often goes gets CCL as well.

    How likely do you think she will recover WITHOUT surgery? Our vet said 80-90%, but your site is saying 20% for dogs over 30lbs, which is concerning me. Which option would you do if you were the owner? I’ve bought hip/joint pills, padded our kitchen floor, and she’s taking anti-inflammatory pills. Is there anything else I can do to help her while we decide?

    I’m completely devasted and feel terrible about her leg. She loved taking walks, and that has been deeply restricted. Thank you for your help. Hope to hear from you soon.

  2. admin Says:

    Hi Kim,

    First, let me say I am very sorry to hear about your dog’s injury. These types of injuries can be tough, and while I am no veterinary professional, I personally feel that every dog should have a chance to heal with conservative management before going through with surgery. It seems like you are on the right track with moving forward in CM, the only thing I would suggest is that she is completely quiet during this time - only outside on a lead to relieve herself, and absolutely no steps. Really try to pay attention to the way she is feeling, and if she seems to be comfortable, I would keep at CM for a few months to see how the ligament is healing. I know how torturous this process can be, but CM does work, you just need to hang in there and be strong. Hopefully some other owners can share their experiences with CM with you on here, and be sure to keep us updated and let us know how your dog is progressing.

    All the best!

  3. Tina Says:

    We have a 9 year-old female pit bull who ruptured her cruciate this past winter. We’ve been doing CM and it’s been working pretty well to keep her pain down and still maintain a good quality of life. After almost 4 months of rest (which was torture for her!) we’ve been taking her swimming in the local river. About 30-45 minutes of solid swimming (I wade in so she’s not running up on the bank) seems to be a good amount about 3 times a week. That night I ice, stretch, and lightly massage her knee/leg and we let her rest the following day. It’s been great to get her muscle tone back in her leg and to allow her some physical activity that’s not putting a lot of stress on her knee.

  4. mary Says:

    Pitbull Rescue helped us out. They were only able to put in $150, but I was thankful for that. (there site is pbrc.net)

    The estimate for our pitbull’s TPLO was $2800-3200. The total: $2238. We saved our stimulus check for the bulk of this. We got a credit card with a 6mo 0% rate for the rest.

  5. Heidi Says:

    hello, i am very interested in any opinions concerning our 6 year old black labrador retriever. Last week he jumped into our pool and came out holding up his right leg. we took him to the vet and they are saying he needs the TPLO surgery. he weighs about 77lbs and is in very good health otherwise. He does seem to be in pain and is a very active dog. I just cannot decide on what to do, and im afaid if we try the cm and wait, he may even end up worse off, plaease help!!

  6. Kari Says:

    Hi. I have a 6 year old brindle boxer who tore his cruciate ligament about 2 1/2 months ago. He was playing in the backyard with 2 other dogs. When I got home, he was holding his leg up and would not put it down. At first, I thought he had just pulled a muscle, but I soon learned he tore his Cruciate. I took him to the specialist, but the surgery is $3000 dollars and recovery sounds like a nightmare. I am concerned because he is 6 years old and I don’t like the idea of a lengthy recovery or the thought of so many pain meds. I have been keeping him inside and off his leg as much as possible for about 6 weeks. He is doing much better, but I know he will just re-injure if we go to the dog park, or if I let him run and play like he wants to. I am not sure what the best option is, I just want him to enjoy life like he did before the injury. Any suggestions??

  7. harriet Says:

    I have my puppy has plms of one leg she has legg perthes disease but if I not want her to have surgery so can she takes the dgp for hip so will help her walk better ? let me know thanks Mrs.Brust but which is best for her should have surgery or takes dgp?

  8. Radley Says:

    I wanted to comment and thank the author, good stuff

  9. Sheila Says:

    Our almost 4 year old 130 lb dobe has been scheduled for TPLO . He has nursed a kne injury off and on for about two years and about 10 days ago while running , yelped and has carried the leg every since. I am scared to death of TPLO, but our vet says this is the only route to go with him. He is very active and a I just don’t know how we are going to restrict his activity for 6 weeks. If he has to stay off the bed that long, so will I.
    Any thoughts?

  10. Kara Says:

    Hello,

    I have a 6 year old Newfoundland who has a torn ccl. I cannot afford the surgery. Is the conservative approach really an option for a dog that is 120 pounds? SHe is also on thyroid medication would any of these new weight lose drugs for dogs be a benifit ?
    Thanks,
    Kara

  11. Kristal Says:

    I have a 6 year old Pit Bull who tore her ccl in both her back legs. This was back in December. I have had her on rimadyl and cosequin ever since. Initially, I had to sling walk her because she could not walk at all putting pressure on her back legs. She would lay down to eat and I had to carry her everywhere. She is 85 pounds. Now, in April, she has substantially improved, but is still compensating for the use of her back legs and will never fully recover without surgery. I decided to bring her to an orthopedic surgeon who suggested the TPLO surgery or the “old fashioned surgery” which is almost half the price. She said short term, the TPLO surgery has a quicker recovery period, but after 6 months post surgery, she’s not convinced that the TPLO surgery is any better than the traditional route. If it is a partial tear, she can completely tear the ligament in the future and destroy the meniscus in both back legs. I know recovery is going to be difficult, but I would like her to go back to enjoying her 3 mile walks every nite. I guess for anyone who reads this and is contemplating surgery, the best way to make a decision is to consider your dog’s lifestyle (my girl is miserable not being able to go out walking and was quite athletic) and consider the amount of money it would cost for surgery now versus meds for the rest of their lives. For me, surgery is the most cost-effective, life-changing option and I intend on going through with the traditional surgery. I will update and let you know how it goes. Paws crossed! :)

  12. Tasha Says:

    I have a rottie-aussie mix dog. He is 2 years old and weighs 110 pounds. Last week we found out the he needs knee surgery. He seems to be doing good, we are not seeing any sign of pain, still runs around the back yard with our other dog. We try to make him rest, but find it hard to do so. Our main problem is that we do not have the money to do the surgery; with two small children and only one income 1200$ at the low end is not an option for us. What to do? I am strongly opposed to putting down a dog the is perfectly healthy otherwise. Should we just try to let the knee heal on his own? Any suggestions would be wonderful.

    Thanks,
    Sad and Confused owner fo a wonderful 2 year old

  13. Jennifer Says:

    Tasha…you need to restrict your dog’s activity. He sounds like he has a partial tear. If he keeps running, he will completely rupture his CCL. My dog came back from a partial tear, but I tied him up for a month to the coffee table and only allowed him to go outside and to use the bathroom on leash. No running at all. You may need to separate the dogs for the time being. I promise you, the knee will not heal if he continues to run around. Restricted activity for at least a month. Restricting his activity is a better option than putting a dog down.

  14. Chris Says:

    My boy Tyson is a very healthy and happy dog other than the cancerous tumor that is rapidly growing on his face. He is a six year old Olde English Bulldog who has Pitbull, Bullmastif, and Boxer in him. Apparently Boxers can generate a plethora of cancers. I cannot afford to biopsy the tumor and definitely cannot afford the surgery. Any help would be great. I am holding a fundraiser for Tyson that is tied directly with my birthday party this weekend. I am hoping for a good turnout so that I can afford to take care of my little boy Tyson. He is my life.

  15. What If I Can Not Afford CCL Surgery Dog Knee Injury | Joint Pain Relief Says:

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  16. Stacy Says:

    Hi everyone,

    Thank you for all the stories, they definitely help when facing a TPLO. We want to do the surgery, but it is so expensive. I am in San Diego and they are quoting me $3700-$4000. I can’t see spending that much when many people get the same surgery done for almost $2,000 less! Does anyone know any places in San Diego or So.Cal that are affordable?? Thanks!
    please email me if you do. cadet1821@aol.com.

  17. lisa Says:

    My 1 1/2 yr old chocolate lab just injuried her CCL. The vet says he thinks she completely severed it but isn’t sure . There may be some left intact. He says she needs surgery to rpair it. It’s going to cost about 1200-1500. We are finaciialy strapped. Care credit is a good place for some people but not the best. I got turned down and alot of people i have talked to have also. I am waiting to hear from labradorlifeline, but it doesn’t look to good. Is there anything out there that we can do for her? We are just planning on getting her stitched back up and waiting. Down the road can the vet go back in and fix it? Like in a few weeks or so?

  18. Russ Milstein Says:

    Lisa,

    My 7 1/2 year old chocolate Lab is recovering from TPLO surgery. When she initially injured the ligament we got her on a plan including supplements, hydrotherapy, and physical manipulation. Unfortunately she still wound up needing the TPLO procedure. The Phycox and/or Synovi chews have really seemed to help before and after surgery. Also, if you would like a copy of a rehab plan that was given to me for care management (before we opted for the surgery) feel free to email me and I will pass it along to you. I hope your dog does well and best of luck.
    russ@crystalvalley.com

  19. Michael Says:

    I just wanted to share my experience with those of you trying to decide what to do with your dog’s torn ACL.
    I have a three year old american bulldog who was about 95 lbs and fit, not fat. But since she was kind of a “weekend warrior” laying around during the week more than she should have been, she got hurt while playing with another dog. I was advised by my vet to wait and try rest and care management since it might be only partially torn (no x-ray). So long story short, not only was it fully torn, but she tore the other one within one month! Since then I have cut her food down and now she is barely 70lbs, with her ribs clearly showing. it has been seven months now and she has lost almost all muscle in her back legs. Since I can not afford two of the regular surgeries, much less two of the TPLO’s, I have been keeping her pretty inactive and just trying to help her manage pain through medication. She seemed to get along OK for quite some time, but now she has so much muscle loss that she is having a hard time getting around and a hard time relieving herself, and now there is a sick “clicking” sound when she walks, and she is obviously having a rough time. I assume that the clicking sound is further damage. Now I have a dog with the potential to live for another ten years, in pain and unable to do all those things dogs love, and a guarantee of arthritis later. SO…. my advice is that if your dog is a large breed, IMMEDIATELY get the knee fixed before the other one goes, and take the rehab seriously! I am most likely going to put my expensive, pure bred, beloved family pet down, I cant justify the money with a mortgage and three children, and I cant let her continue for ten more years in pain and increasing lameness. Here in NY state both surgeries are expensive, and she needs two procedures!

  20. Susan Says:

    I went through two TPLO surgeries which were 6 months apart with my Catahoula mix three years ago (today he is 8 1/2 years old and weighs 75 lbs) when he tore both back ACL’s. Now I just found out my smaller 40 lb 3 year old Chow mix has torn both her back ACL’s. I am devastated (both emotionally and financially) to have to go through this again with another dog, but I have to say the TPLO surgery is the way to go if you want your dog to have any quality of life. I am able to put the charges on a 0% interest credit card and just pay if off over the course of a year, but still hard to do in this economy! Going through this now twice, I would recommend getting pet insurance.

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